Role of Financial Service Authorities on Legal Protection of The Sharia Banks Customers in Indonesia
- Financial Servis Authorities,
- Legal Protection,
- Customers
Copyright (c) 2019 Sri Astutik
This work is licensed under a Creative Commons Attribution 4.0 International License.
Abstract
Sharia Bank is a bank that runs its business activities based on sharia principles, in the collection of funds and the distribution of funds, in order to serve the needs of society and improve the standard of living of the people. Various banking problems, such as not yet optimal protection of consumer financial services (bank customers), therefore it is necessary to supervise the operational banking activities. The purpose of bank supervision is to protect the interest of the savers who entrust their funds to the bank. Based in Law Number 21 of 2011 on the Authority of Financial Services, the arrangement and supervision of financial institutions becomes the authority of the Financial Services Authority. This supervision is also applied to banks with sharia principles. In this paper will discuss the Financial Services Authority oversight in the application of the principle of legal protection for customers in sharia banks.
Downloads
Metrics
References
- Abd. El-rehim Mohamed Al-Kashif, Islamic Institution Offering Financial Services : the constructive role and implications of their modes for efforts to combat serious financial crime”, Company Lawyer, 2008.
- Adrian Sutedi, Hukum Perbankan Suatu Tinjauan Pencucian Uang, Merger, Likuidasi, dan Kepailitan, Jakarta, Sinar Grafika, 2007.
- Adrian Sutedi, Aspek Hukum Otoritas Jasa Keuangan, Jakarta, Raih Asa Sukses, 2014.
- Anto Prabowo, Pemberdayaan Konsumen dan Peningkatan Kapasitas Perlindungan Konsumen di Sektor Jasa Keuangan, Jakarta, 2015.
- Johan Arifin, Fiqh Perlindungan Konsumen, Rasail, Semarang, Rasail, 2007.
- Mahesa Jati Kusuma, Hukum Perlindungan Nasabah Bank, Bandung, Nusamedia, 2012.
- Muchsan, Sistem Pengawasan Terhadap Perbuatan Aparat Pemerintah dan Peradilan Tata Usaha Negara di Indonesia, Yogyakarta, Liberty, 2007.
- Muhamad Sadi Is, Konsep Hukum, Perbankan Syariah, Pola Relasi Sebagai Institusi Intermediasi Dan Agen Investasi, Malang, Setara Press, 2015.
- Rachmadi Usman, Aspek Hukum Perbankan Syariah di Indonesia, Jakarta, Sinar Grafika, 2012.
- Ronny Prasetya, Pembobolan ATM, Tinjauan Hukum Perlindungan Nasabah Korban Kejahatan Perbankan, Jakatta, Prestasi Pustaka, 2010.
- Sulistyandari, Perlindungan Hukum Terhadap Nasabah Penyimpan Melalui Pengawasan Perbankan di Indonesia, Laros, Sidoarjo, Laros, 2012.
- Trisadini P. Usanti, Abd. Shomad Hukum Perbankan, Surabaya, Fakultas Hukum Universitas Airlangga dan Lutfansah Mediatama, 2015.
- http://xa.Yimg.com/kq/groups/24063110/2095520493/name/KajiAkademik OtoritasJasaKeuangan-UI-UGMversi+230810.pdf, diakses tanggal 10 April 2015.
- Undang Undang Nomor 21 Tahun 2011 tentang Otoritas Jasa Keuangan
- Undang Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah
- Peraturan Otoritas Jasa Keuangan No. 1/POJK.07/2013 tentang Perlindungan Konsumen Sektor Jasa Keuangan.